Low doc mortgage applications could become harder to find and get approval for as lenders of home loans and mortgages have learnt a hard lesson.

THE number of home buyers encountering hardship is no higher than normal despite inflation and interest rate rises, a leading mortgage insurer says.

Mortgage applications can seem like too much pressure as it is without someone trying to sell a particular product to you.

By demonstrating a sound knowledge of your own personal finances, you can greatly improve your chances of being approved for mortgage applications.

Credit agency Moody's announced on Monday that it would be reviewing the investment ratings on up to $83 billion in loans.